Electronic Verification | AML checks | Anti-fraud | SmartSearch

Customer identification, Sanctions and PEP screening, ongoing monitoring and fraud prevention all in one place  

Fast and reliable AML checks

Performing AML checks using SmartSearch is simple, fast and reliable. Just enter a customer’s name, address, date of birth and social security number and the platform will complete a full AML check in less than two seconds.

Automatic Sanction and PEP screening on all searches 

Unlike other AML platforms, SmartSearch automatically performs Sanction, PEP, SIP and RCA screening on every customer identification check you complete, enabling you to comply with all KYC and AML requirements through one simple system.

Streamline your Customer Identification Program 

Our unique search facility identifies and verifies your customers first, ensuring you never waste any time performing Sanction and PEP screening or enhanced due diligence on the wrong person.

Enhanced Due Diligence

If a search matches an individual to a Sanctions, PEP, SIP or RCA list, Enhanced Due Diligence is automatically triggered. Our advanced AI technology then removes any false positives meaning you are only alerted if manual intervention is required.

Ongoing monitoring  

We monitor all searches daily, alerting you of any changes to a customer’s Sanctions or PEP status to ensure you are always fully compliant.

Retrospective checks  

SmartSearch can perform retrospective checks to verify historic customers and resolve any intermittent compliance gaps. This guarantees your records are fully comprehensive and you are always prepared for internal audits and regulatory visits.

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Introducing TripleCheck

TripleCheck: AML, facial recognition and digital fraud checks in one

Introducing TripleCheck; a unique all-in-one compliance solution. By combining our award-winning AML checks with the most advanced facial recognition techniques and digital anti-fraud checks, we have created the most powerful and reliable KYC, AML and anti-fraud solution on the market.

Discover TripleCheck

1. Verification and Screening

Just enter your client’s details and we’ll run a full AML check, including Sanction and PEP screening, and deliver the results in less than two seconds.

2. Facial Recognition

Using the most advanced OCR, biometric and liveness techniques we’ll confirm if the client documents provided are genuine.

3. Digital Fraud Checks

By combining key digital elements (DEs) we’ll deliver an overall risk score and provide any information you need to support additional due diligence.

Ongoing Monitoring

TripleCheck is an innovative new electronic CIP, KYC and AML solution that combines our award-winning AML service with sophisticated facial recognition techniques and robust digital fraud checks to create a three-in-one solution.

We utilize global credit reference data, over 1100 worldwide Sanction & PEP watchlists and the latest OCR, biometric and liveness facial recognition techniques with advanced fraud-risk indicators to deliver the most powerful and reliable KYC, AML and anti-fraud solution on the market.

One platform, multiple AML solutions

SmartSearch offers a complete Customer Identification Program for verifying both US citizens and internationals. Our unique platform performs customer identification, full Sanction and PEP screening, ongoing monitoring and fraud prevention all from one place so you will never need to use multiple AML solutions again.

See all the benefits

Multi-point identification and verification
Full Sanction PEP, SIP and RCA screening
Automatic enhanced due diligence on any matches
Clear pass or refer result in seconds
Fraud prevention
Ongoing monitoring
Run remote checks via the integrated app
Retrospective service ensures no compliance gaps

Integrate SmartSearch into your existing system

You can use the SmartSearch platform via your internet browser or integrate into your existing system. Integration saves time and money as it enables AML checks to be completed using your existing customer data files.

Complete AML checks anytime, from any place

Our fully integrated app enables you to complete full AML checks remotely from your cell phone or tablet. Just enter the customer’s details and you will receive the result to your hand-held device in seconds.

Tailor-made AML solutions

We can create a bespoke AML package to fit your needs and budget without compromising on functionality or service. All our customers receive access to the same system ensuring our unique AML platform remains affordable for all businesses.

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We have over 3,500 customers, from start-ups to corporate giants

Hear their stories

There’s a reason we have a 98% client retention rate

Our processes have been streamlined; we get all the information we need in one search and we no longer need to take so much time to connect the dots. We are always kept up to date with the latest developments. It is good to know they are always looking to help and simplify things for us, particularly with updates such as API integration. This is an excellent idea and would benefit many businesses to use a familiar system. We would recommend SmartSearch as an AML provider Martina Hopgood Client liaison

SmartSearch has now become an essential element of our onboarding process and it is great to have the ongoing monitoring working in the background too. We are kept up to date on the latest products and services which would benefit us, such as the Retro Bulk Upload for historic clients. Our account manager has offered to help with setting up any new users and we are pleased we can turn to her for help if we have any queries or require further training. We would not hesitate to recommend SmartSearch to others who would like to improve their AML processes Nikki Conquest Office Manager

Have a question?

Can SmartSearch completely replace documents in the AML process?
Yes, if you switch to SmartSearch for your CIP and AML requirements, you will no longer need to use identification documents such as driver’s licences, social security cards, passports or birth certificates. With SmartSearch all you need is the person’s name, address, date of birth and social security number. You enter these details into the system, and it will automatically run a full AML check including Sanction and PEP screening. If still want to use documents, you can; our fully integrated app uses OCR to scan the information on a driver’s licence or passport and then runs the check using the info it has pulled, saving all results to the main platform and giving you a result in seconds. All checks, whether performed on the main platform or via the app, are automatically stored in the SmartSearch system and monitored for any changes. This means you will no longer need to store copies of original documents in order to maintain a fully complaint position and, thanks to the fact you can access any client record at any time, you will always be ready for an internal audit or regulatory visit.
How can I ensure full compliance if I no longer collect identification documents from my customers?
The Money Laundering Regulations state that in order to perform the required “Customer Due Diligence” you must “verify” using documents or information obtained from a reliable source, that is independent of the person whose identity is being verified, while the Fifth Money Laundering Directive demands electronic verification is used where possible. SmartSearch uses multiple independent data sources, including Experian and the Dow Jones Factiva Watchlist to identity and verify individuals. All individuals are automatically screened against worldwide Sanction and PEP lists and enhanced due diligence is automatically triggered for any matches. Any false positives are removed - we only contact you if intervention is required - while our daily monitoring service ensures we are alerted if the status of any of your customers changes. The SmartSearch system is automatically updated in-line with any changes in regulation, so you can be confident you are fully compliant for the life of your contract.
Is SmartSearch recognized by regulators?
SmartSearch delivers a solution that has been developed to provide clients with the means to comply with the requirements of the BSA and the US Patriot Act. The regulations specify that financial institutions may independently verify customer identity through information obtained from credit bureaus and third-party providers. Our UK platform has been recognised by the Joint Money Laundering Steering Group (JMLSG) which set the gold standard on AML guidance (approved by HM Treasury) and we are working towards achieving this accolade in the United States.
How does SmartSearch differ from its competitors?
SmartSearch is the only CIP and AML platform that can verify individuals in the US and internationally from one place while also providing full Sanction and PEP screening and ongoing monitoring. Most AML and CIP solutions provide only one of these elements, either their identity and verify, or screen for Sanctions and PEPs, or offer ongoing monitoring. With SmartSearch all three of these elements are provided in one easy to use platform. This makes SmartSearch a unique AML solution; an essential ‘one-stop-shop’ for all your KYC and CDD needs.
Will we need to upgrade to keep up with the latest regulations?
One of the unique features of SmartSearch is that once you are a customer of ours, we can guarantee you will never need to upgrade your AML solution. All users have access to the same platform which is continually being updated to ensure it meets US and global AML requirements, meaning you never need to upgrade to ensure remain compliant.
Is the SmartSearch service GLBA compliant?
SmartSearch is fully GDPR compliant in the UK and compliant with The Gramm-Leach-Bliley Act (GLB Act or GLBA) in the US. When processing PII we are compliant with the applicable state-level legislation.

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SmartSearch is the only AML compliance resource you’ll ever need