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0113 537 4042
Contact us
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Get a demo

Verify Source of Funds instantly with secure Open Banking

Help prevent fraud, speed up onboarding and simplify Enhanced Due Diligence with Open Banking. Our software connects you directly to customer bank accounts to run Source of Funds checks and conduct KYC and AML screening in a matter of seconds.

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Strengthen Compliance with Automated SOF checks

Meet your Source of Funds obligations with effective bank-verified data. Our Open Banking checks can be tailored to your AML, KYC and EDD needs and give you the confidence to stay compliant and protect your business.

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Enhance Customer Due Diligence (CDD)

Open Banking helps enhance CDD process by providing financial information straight from customers’ accounts.

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Enhance Customer Due Diligence (CDD)

Open Banking helps enhance CDD process by providing financial information straight from customers’ accounts.

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Simplify Individual AML Checks

Open Banking helps strengthen AML checks with combined ID verification and financial data.

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Simplify Individual AML Checks

Open Banking helps strengthen AML checks with combined ID verification and financial data.

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Ensure Source of Funds Compliance

Open Banking makes the SoF process simple by making transactional data easily accessible.

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Ensure Source of Funds Compliance

Open Banking makes the SoF process simple by making transactional data easily accessible.

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Support PEP Screening

PEP screening works together with open banking. PEP sanctions verify identity, and Open Banking offers context on customer spending.

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Support PEP Screening

PEP screening works together with open banking. PEP sanctions verify identity, and Open Banking offers context on customer spending.

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Simplified Source of Funds Checks

When you need to verify Source of Funds, our all encompassing solution streamlines the process, removed the hassle of document chasing and provides compliance officers with instant, verified data:

AML
testimonial
identification
Automated Client Audits
AML and KYC integration

What is Open Banking?

Open Banking technology allows financial institutions to securely view individuals' and businesses' bank accounts. With consent, compliance teams can access account information including transactions, balances and income instantly and without the need for manual document uploading.

Faster checks
Digital consistency across files
Reliable and faster experience for clients
Stronger evidence

Protect Against Financial Crime Even in High-Risk Countries

Global financial crime requires a strong safeguarding system to protect against money laundering and financial terrorism. Open Banking helps companies meet compliance requirements and makes it easier to identify risks and the legitimacy of client funds.

Identify activity linked to high-risk countries

Accessing real-time transaction data allows businesses to spot transfers linked to jurisdictions deemed high risk under AML and CFT laws.

Strengthen UK and Global Compliance

Conduct robust checks on high risk countries with verified data across multiple accounts and jurisdictions.

Support Source of Wealth Checks

Identify the origin of a client’s wealth with verified account and transaction history to strengthen compliance reviews.

The help you need, when you need it

Whether you’re a small business just getting to grips with AML regulations or a large corporation with plenty of experience in compliance, SmartSearch can help you to comply with regulations, fight financial crime and grow your business with confidence.

 

  • Resources

    Resource library

    Explore our resource library for expert guides and tools to support your compliance processes.

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  • Blogs

    Blogs

    Discover our latest blog posts for expert tips, features, industry trends and more.

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    Contact us

    Speak to one of our AML and compliance experts today.

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There’s a reason over 7,000 clients put their trust in us

We’re more than just an automated platform. SmartSearch will assist you with the design and implementation of a risk-based approach to suit your business. We’ll keep you up to date with ever-changing anti-money laundering regulations, and be your point of contact for any queries.
Acasta Case Study

The onboarding process has allowed us to enhance our user experience, whilst improving compliance oversight without the need for manual intervention.

Audit & Compliance Manager, Acasta Europe Limited
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Arena Case Study

The ease and efficiency of the AML checks made SmartSearch really stand out. We were particularly impressed with the automatic reporting feature that instantly downloaded to the back-office system to deliver a full audit-trail of our clients.

Arena Investment Management
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Thorntons Case Study

The SmartSearch system is easily accessible and very user-friendly. Customer service is excellent and any queries are met with a very quick and knowledgeable response.

Karen Hogan, Thorntons Investments
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Serving professional AML regulated industries

Trusted by over 7,000 regulated businesses, SmartSearch's next-generation technology is the UK's leading solution for AML and risk management.

Ensuring Solicitors and Legal firms are AML compliant

Our AML and digital compliance solutions are trusted by 1 in 3 of the UK’s top 200 legal firms.
  • Benefit from industry-leading pass rates
  • Enhance client relationships
  • Protect your reputation
  • Reduce compliance risk
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Innovative AML solutions for Accountants

SmartSearch provides award-winning AML and digital compliance solutions to 1 in 2 of the UK’s top 100 accountancy firms.
 
  • Experience hassle-free AML and compliance
  • Benefit from industry-leading pass rates
  • Deliver a frictionless customer journey
  • Streamline your onboarding process
 
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AML checks for Estate Agents & Property companies

Make anti-money laundering and digital compliance easy - over 1,000 property firms benefit from our award-winning solutions.
  • Experience hassle-free AML and compliance
  • Benefit from industry-leading pass rates
  • Deliver a frictionless customer journey
  • Streamline your onboarding process

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Delivering AML compliance for Financial Services firms

Trusted by over 2,000 financial services firms to meet KYC and compliance obligations set by the Financial Action Task Force.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance

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AML technology for Investment Banking

Protect your investment firm and stay up-to-date with the latest compliance regulations for AML.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance
  • Deliver a frictionless customer journey
  • Experience hassle-free AML and compliance

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AML solutions for Insurance firms

Keep your insurance firm safe from financial crime and ensure your compliance in-line with the latest guidance from the government.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey
  • Experience hassle-free AML and compliance

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Innovative AML solutions for Gaming firms

Ensure safe gaming for your organisation with SmartSearch’s all-in-one AML platform.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance
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AML and compliance for Banking organisations

Prevent financial crime, ensure compliance with anti-money laundering requirements, and protect your firm’s reputation with SmartSearch.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance
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AML solutions for Cryptocurrency firms

Prevent financial crime, ensure compliance with anti-money laundering requirements, and protect your firm’s reputation with SmartSearch.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance
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AML and compliance technology for Property Development firms

Thanks to SmartSearch, it has never been easier for property developers and businesses to keep on top of their AML requirements. 

  • Experience hassle-free AML and compliance

  • Benefit from industry-leading pass rates

  • Deliver a frictionless customer journey

  • Streamline your onboarding process

 

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See it in action

Let one of our highly-trained sales team demonstrate the multi-award winning SmartSearch AML product.

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Frequently Asked Questions

What is a Source of Funds check?

A source of funds check is designed to confirm the origin of funds in an account. This check determines which amounts are salary, income or other.

Is Open Banking Secure?

Open banking is secure through the use of APIs and requires customer consent to share their data with financial institutions. This is safer and more easily authenticated than traditional methods like manual document checks or uploading PDFs.

Is Open Banking Suitable For Clients Overseas?

Open banking is used across the world, and international banks already support this software. This makes client onboarding simpler and also allows for more thorough compliance checks into SOF and SOW.